Adjust the sliders to see estimated monthly costs based on purchase price, deposit and loan term. No credit check is performed by using this calculator.
Indicative rate. Actual rates depend on your profile and lender.
These examples show realistic scenarios, not guaranteed outcomes. Every deal is different.
Purchase price: £100,000. Deposit: 25% (£25,000). Finance: £75,000 over five years at 9%.
Estimated monthly repayment: approximately £1,558.
A BPCA-qualified pest technician with 6 years in the trade buying a small pest control business with 65% revenue from scheduled commercial contracts (restaurants, pubs, food production). BPCA member, 3 vehicles. Strong sector experience, clean credit, and a manageable deposit from savings.
Purchase price: £280,000. Deposit: 20% (£56,000). Finance: £224,000 over six years at 7.5%.
Estimated monthly repayment: approximately £3,890.
A regional pest control company owner acquiring a competitor in adjacent territory. 380 contracted commercial sites, BPCA and CEPA certified, 6 technicians, dense urban route. The buyer's track record of running a profitable pest control business makes this a straightforward application.
Purchase price: £550,000. Deposit: 25% (£137,500). Senior debt: £320,000. Mezzanine: £92,500.
Estimated combined monthly repayment: approximately £7,400 to £8,800 depending on terms.
A senior pest management professional buying into a multi-service pest management company covering commercial, residential, and specialist work (bird control, fumigation). 10 technicians, BPCA, CEPA, 8 vehicles, IoT monitoring contracts with 3 national restaurant chains. The blended structure uses senior debt for the bulk, mezzanine to bridge the gap, and the buyer's savings plus an equity release for the deposit.
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A specialist broker will be in touch within 48 hours to discuss your options. No obligation, no credit check at this stage.